Kelowna, nestled in British Columbia’s scenic Okanagan Valley, has become a sought-after destination for UK expats craving a blend of natural beauty, a relaxed lifestyle, and economic opportunity. With its crystal-clear lake, four-season climate, growing tech scene, and abundant outdoor activities, Kelowna offers a distinct Canadian experience—one far removed from the hustle of London or Manchester.
Photo by Hermes Rivera on Unsplash
But moving abroad is never simple. From navigating immigration rules to understanding real estate and healthcare, planning is essential. This guide helps UK expats prepare for life in Kelowna, addressing everything from visas and housing to schools and culture, so your transition is smooth and rewarding.
Immigration And Residency
To live in Kelowna as a UK citizen, you’ll need to navigate Canadian immigration protocols. Canada offers several visa options, but for most expats, the Express Entry system is the most accessible path. This points-based system evaluates your age, education, work experience, and language proficiency. If your skills match Canadian labour market demands, you could be eligible for Permanent Residency (PR) within six months of application.
British citizens must also obtain an Electronic Travel Authorization (eTA) if visiting Canada short-term before PR is granted. For retirees, there’s no official retirement visa; instead, many secure PR through family sponsorship or investment routes.
Once you obtain PR, you’ll have access to healthcare, the right to work, and the ability to apply for Canadian citizenship after a few years. Note that processing times can vary, and working with a Registered Immigration Consultant (RCIC) may help streamline the process.
Temporary work permits are also available if you’ve secured a job before arriving. Kelowna’s job market is especially open to skilled workers in healthcare, IT, construction, and education—sectors that frequently appear on Canada’s National Occupation Classification (NOC) list.
Finding A Home In Kelowna
Kelowna’s housing market is competitive, especially among international buyers and retirees. The city offers diverse neighbourhoods, each with unique advantages. Lower Mission and Upper Mission attract families due to their top-rated schools, while Downtown Kelowna suits younger professionals and those wanting walkability and nightlife. For more space and lake views, Glenmore or West Kelowna are popular choices.
As a UK expat, you can purchase property in Kelowna, though you’ll need to understand the Prohibition on the Purchase of Residential Property by Non-Canadians Act, introduced in 2023. While this act limits foreign home buying in certain areas, exemptions exist for PR holders and those intending to become residents.
Property prices in Kelowna are high compared to many UK regions. As of mid-2025, the average detached home is around CAD 970,000, with condos averaging CAD 525,000. Mortgage approval for expats requires a Canadian bank account and, in most cases, a credit history. Some UK banks with Canadian branches—like HSBC—can assist in transferring your financial records.
If renting first, expect to pay between CAD 2,000–3,000/month for a two-bedroom apartment, depending on the neighbourhood and amenities. Rentals are competitive, so securing housing before arriving is highly recommended.
Healthcare And Insurance
Canada’s healthcare system is publicly funded, but coverage isn’t immediate upon arrival. In British Columbia, you must register with the Medical Services Plan (MSP). New residents face a wait period of up to 3 months, during which private insurance is essential.
As a UK expat, your NHS coverage won’t extend to Canada. Therefore, obtaining temporary private health insurance for the initial months is critical. Many newcomers choose providers like Manulife or Sun Life for interim plans.
Once registered with MSP, basic medical services—GP visits, hospital care, and diagnostics—are covered. However, dental, vision, and prescription drugs are not included. Many residents add extended benefits through employer plans or private top-ups.
It’s important to choose a local family doctor, though there is a well-known shortage of general practitioners in Kelowna. Walk-in clinics and telemedicine services bridge this gap. For emergencies, Kelowna General Hospital (KGH) offers full services, including a trauma centre.
Photo by Jason Hafso on Unsplash
Schooling And Education
For expat families, Kelowna offers excellent education options, both public and private. The city is served by School District 23 (Central Okanagan), with highly ranked public schools like KLO Middle School and Okanagan Mission Secondary School. Education is free for residents, including PR holders and work permit holders whose children reside in British Columbia.
British expats will find the Canadian curriculum comparable in structure but distinct in cultural tone and teaching style. Emphasis is placed on holistic development, outdoor education, and community involvement.
Employment And Income Opportunities
Kelowna’s economy is driven by sectors like tech, healthcare, construction, education, and hospitality. UK professionals in these industries may find rewarding employment, especially if they bring certifications recognized in Canada.
The Silicon Vineyard—Kelowna’s fast-growing tech ecosystem—is home to companies like Bananatag (now part of Staffbase) and Hyper Hippo. Skilled IT workers, engineers, and developers are in demand, and remote work is increasingly supported.
Healthcare professionals—especially nurses, physiotherapists, and medical technicians—must verify their credentials with Canadian licensing bodies. For nurses, registration with the British Columbia College of Nurses and Midwives (BCCNM) is mandatory.
Climate, Lifestyle, And Culture
Kelowna’s climate is one of its greatest attractions for UK expats. Unlike the grey, wet winters of Britain, Kelowna offers four distinct seasons: hot, dry summers, crisp autumns, snowy winters, and vibrant springs. Summer temperatures can reach 35°C, ideal for lake activities, while winters support skiing at Big White Ski Resort, just an hour away.
The lifestyle is relaxed, health-conscious, and community-oriented. Residents embrace hiking, paddleboarding, mountain biking, and wine touring. Okanagan Lake is central to life here, offering beaches, boating, and waterfront dining.
Photo by Guillaume Jaillet on Unsplash
Wrapping Up
Before making the leap, visit Kelowna to explore neighbourhoods and get a feel for local life. Build a budget that accounts for housing, insurance, and upfront costs like visa fees or vehicle purchases. Consider joining online expat communities (e.g., “British Expats in Kelowna” on Facebook) for insights and support.
Open a Canadian bank account, get a local mobile plan, and apply for your Social Insurance Number (SIN) early on. If driving, you can exchange a UK licence for a BC licence without retesting.
Relocating to Kelowna offers a rewarding lifestyle shift—especially for those who value nature, community, and opportunity in equal measure.
